Conventional Fixed Rate Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.389%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.614%  0.000%
Adjustable Rate Mortgages
5 Year Adjustable Rate
 Rate  APR  Points
 3.625%  4.000%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 4.450%  4.450%  0.000%
Home Equity Loan
 Rate  APR  Points
 4.950%  4.962%  0.000%