Conventional Fixed Rate Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 4.750%  4.879%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.470%  0.000%
Adjustable Rate Mortgages
5 Year Adjustable Rate
 Rate  APR  Points
 4.500%  4.942%  0.000%
Home Equity Line of Credit
 Rate  APR  Points
 5.450%  5.450%  0.000%
Home Equity Loan
 Rate  APR  Points
 5.200%  5.212%  0.000%